Introduction

Why invest in Debt

Debt investing options

Basics of Debt and Its Types

Debt Overview & Categories

Bonds and their types

Category & characteristics of schemes

How to read the Factsheet

Things to notice in the factsheet

Money Market Instruments

CBLO & TREP: Franklin Case Study

Treasury Bills

Commercial Papers

Certificate of Deposit

Call Money

Long-Term Debt Instruments

Pass through certificate (PTC) - |

Pass through certificate (PTC) - ||

Pass through certificate (PTC) - |||

Perpetual bonds

Floating rate bonds

Debentures, GOI &SDLs

Overnight index swap (OIS)

Risks in Debt Investing

Credit rating - |

Credit rating - ||

Interest rate risks - |

Interest rate risks - ||

Scheme selection based on risk

Quantitative Analysis in Debt Investing

Quantitative indicators

How to Select the Right Debt Fund

Understanding macroeconomics - |

Understanding macroeconomics - ||

Understanding macroeconomics - |||

Selection of the right scheme

How to analyze a fund's portfolio - |

How to analyze a fund's portfolio - ||

Selection of the right fund

Bonus

How to find the necessary data

Yield curves and their types

Rolling the Yield Curve

Yield curve-based investing

Mr. Kirtan Shah is a serial entrepreneur with over a decade of experience in financial planning, education, sales, and consulting. A former Executive Director at a BSE-listed NBFC, he brings deep expertise in banking, treasury, and wealth management. He has received prestigious awards like the Young Entrepreneur Award (Dubai) and the Mother Teresa Excellence Award (Bangalore). Passionate about sharing knowledge, he has co-authored two books on capital markets and regularly appears as a personal finance expert on leading channels like CNBC, Zee Business, and ET Now.

​The A to Z of Debt Investing by Kirtan Shah is your complete guide to understanding, evaluating, and investing in debt instruments confidently and effectively. Whether you're an individual investor, financial advisor, or finance student, this course simplifies complex debt concepts and helps you make smarter, risk-aware investment decisions. Across 9 comprehensive modules, you’ll explore everything from the basics of debt to advanced selection strategies and fund analysis. In Lesson 1, Introduction, you will understand the fundamentals of why debt should be a part of your portfolio and get familiar with the various investment options available in the debt market. In Lesson 2, Basics of Debt and Its Types, you will gain a clear understanding of debt instruments, their categories, and the different types of bonds. You will also learn how mutual fund schemes are categorized and what characteristics to look for while choosing one. In Lesson 3, How to Read the Factsheet, you will get an understanding of how to interpret a mutual fund factsheet, which data points matter most (like yield, maturity, credit quality), and how to spot red flags or opportunities at a glance. In Lesson 4, Money Market Instruments, you will learn short-term debt instruments including CBLO, TREP, T-Bills, Commercial Papers, Certificates of Deposit, and Call Money. Understand how they work, when they’re used, and study real cases like Franklin to bring theory to life. In Lesson 5, Long-Term Debt Instruments, you will explore long-term and structured debt options such as Pass Through Certificates (PTCs), Perpetual Bonds, Floating Rate Bonds, Debentures, Government Securities (GOI, SDLs), and Overnight Index Swaps (OIS). Learn how each works and when they fit into a portfolio. In Lesson 6, Risks in Debt Investing, you will understand the two major risks in debt investing, which are credit risk and interest rate risk. You will also learn how to evaluate credit ratings and select schemes based on risk levels suitable for different investment goals. In Lesson 7, Quantitative Analysis in Debt Investing, you will learn key quantitative indicators that can help assess fund performance and compare debt mutual funds with precision. In Lesson 8, How to Select the Right Debt Fund, you will understand the key macroeconomic factors and learn how they impact debt investments. You will also dive deep into fund portfolio analysis, helping you pick the right scheme that aligns with your goals and risk tolerance. In Lesson 9, Bonus, you will learn how to gather and interpret key market data, understand types of yield curves, how to roll the yield curve, and use it for better investment timing and fund strategy. Course Highlights : - Understand why debt investing is essential in every portfolio - Various debt instruments: bonds, debentures, PTCs, perpetual bonds, etc. - How to interpret mutual fund factsheets and debt fund portfolios - Different types of money market instruments: CBLO, T-Bills, CPs, CDs, Call Money - Long-term debt options and their risk profiles - Learn how to assess credit and interest rate risk - Application and understanding of macroeconomics in selecting the debt fund - How to perform quantitative analysis to choose the right debt fund for your goals Who is this course for: - Beginner to intermediate investors looking to build fixed-income portfolios - Finance professionals and advisors wanting to deepen their debt market knowledge - Mutual fund distributors and CFPs wanting a structured view of debt products - Anyone seeking to reduce portfolio volatility and generate predictable returns

A to Z of Debt Investing

STOCK_MARKET

A to Z of Debt Investing by Kirtan Shah