Introduction

Meet your instructor

The 4 levels of F**k you money 

Level 1:The Freedom To Walk Away

What is level 1

Why paychecks don't prosper

Understanding our real expenses

Where your money should sit

How to guard your F**k you money

The level 1 checkpoint

FU Level 1 calculator

Expense management calculator

Level 2: The Freedom To Choose

What is level 2

How to plan your level 2 fund

Career growth & switching strategy

Managing loans & long term commitments

Fu level 2 calculator 

Car Affordability Calculator

Home Purchase Affordability Calculator

Level 3: The Freedom To Bet On Yourself

What is level 3

Creating multiple income streams

Level 4: The Freedom To Never Depend On Work

What is level 4

Inflation, risks & market reality

Building your freedom portfolio

Retirement corpus calculator

Final planning goal calculator

Conclusion

From learning to freedom

The f**k you money formula

Anshuman Sharma is a personal finance educator, AMFI-registered Mutual Fund Distributor, and financial planner based in Delhi. After leaving his finance career in 2020, he started his mission to simplify money management and help Indians make better financial decisions. Through his social media platforms, Anshuman educates a large community on personal finance, investing, mutual funds, wealth creation, and financial planning. As a financial planner, he helps investors build structured investment strategies aligned with their goals. He also speaks at corporates on personal finance and financial wellness, making complex financial concepts simple and actionable.

The F**k You Money Formula is not a course about getting rich quick. It is a structured, no-nonsense personal finance program that teaches you how to build the kind of money that gives you real freedom&nbsp; the freedom to walk away from a job you hate, the freedom to take a risk on yourself, and eventually the freedom to never depend on a paycheck again. Instructor Anshuman breaks down financial independence into 4 clear levels&nbsp; each one representing a different kind of freedom and gives you a practical, honest roadmap to move through each of them. From understanding why your paycheck never seems to be enough, to building a freedom portfolio with the right allocation of Indian and US assets, this course covers everything most financial advice conveniently skips. In Lesson 1, Introduction, you will meet your instructor Anshuman and discover the 4 levels of F**k You Money&nbsp; what each one means, how they are different, and why most people never make it past Level 1. In Lesson 2, Level 1, The Freedom to Walk Away, you will understand what Level 1 financial freedom actually looks like and why paychecks alone never build prosperity. You will learn how to do a real expense audit, understand the lifestyle creep trap that silently drains most salaries, identify exactly where your freedom fund should sit, and learn how to protect it from the one bill that can reset everything. The level ends with a checkpoint to confirm you are ready to move forward. In Lesson 3, Level 2, The Freedom to Choose, you will build your one-year financial runway&nbsp; the fund that gives you the freedom to say no to the wrong opportunities and yes to the right ones. You will learn how to plan your Level 2 fund, navigate career growth and switching strategy, and manage loans and long-term financial commitments without putting your freedom goals at risk. In Lesson 4, Level 3, The Freedom to Bet on Yourself, you will understand what it means to take a real financial risk on your own ideas and ambitions. You will learn how to create multiple income streams that support your bet, so your leap of faith is backed by a financial floor. In Lesson 5, Level 4, The Freedom to Never Depend on Work, you will explore what true financial independence looks like through a live simulation. You will understand the macro threats to your freedom&nbsp; inflation, risk, and market reality&nbsp; and learn how to build a complete freedom portfolio with the right allocation blueprint. This includes the ideal Indian mutual fund core stack, why you cannot afford to ignore the US market, and why trending thematic funds are a danger trap most investors fall into. In Lesson 6, Conclusion, you will bring everything together&nbsp; from the concepts you have learned to the actual steps you need to take to move from where you are today to where you want to be. A live demo ties the whole framework together in real terms. Course highlights: - The 4 levels of F**k You Money explained with a clear roadmap for each - Real expense audit and the lifestyle creep trap that drains most salaries - Building a one-year runway and managing career transitions strategically - Creating multiple income streams to fund your freedom - Complete freedom portfolio — Indian mutual funds, US market, and inflation protection Who is this course for: - Anyone who earns a salary but feels financially stuck despite working hard - People who want to quit their job someday but do not know how to get there financially - Young professionals who want to build real financial freedom not just savings - Anyone confused about where to invest and how to allocate their money - Anyone who wants an honest, no-fluff guide to personal finance and investing

The F**k You Money Formula

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