Basics of Insurance

Insurance is a way to secure your life and other valuable assets from any mishaps. But is it really that essential? Let us find out when we explore the need for insurance through the lives of Mr.Gupta and Mr.Sharma in this video.

Why do you need Insurance?

As the saying goes, nothing is more important than your life. So following this thought, while there are many Insurance Policies in the market, Life Insurance is one of the most vital ones to have. So in this session, let’s delve into the various life insurance policies available in the market. Begin this session now!

Types of Life Insurance Policies

Other Types of Life Insurance Policy

It’s not just our lives that are at stake but we also need a blanket of financial protection against accidents and misfortunes that cannot be anticipated. In this session, take a look at Health Insurance, Auto Insurance, and Property Insurance policies in India.

Types of Non-Life Insurance Policies

Other Types of Non-Life Insurance Policies

When you want additional toppings on your favorite pizza, you end up paying extra for the same. Right? Similarly, when it comes to Insurance policies, there are certain add-ons that attract a higher premium but can be super-important for you. Watch this video to know which add-ons are necessary for you. Start now!

Policy Add-ons

Other Policy Add-ons

What You Will Learn

Insurance Course

Anyone interested in learning how to pick the right insurance policy for themselves and their loved ones is encouraged to enroll in this course. It is not necessary to have any prior financial, stock market, or research knowledge. The only requirement is your desire to learn!


Life Insurance

The mindset of getting at least something on maturity is getting passed on from many generations. However, not many people know that such plans offer little to zero benefits but are low-key scams. So dive into this session and uncover the most cost effective insurance policy between the two.

Term Life Insurance Policies v/s Endowment 

Knowing which factors affect how much you pay towards your insurance is crucial. Not just that, but there are some lifestyle habits that you must avoid to not shell out extra money towards your life. So start this session right away!

How do premiums work?

It would be devastating to fall short of your insurance requirements. So learn how to practically calculate the required coverage for your life insurance policy. And no, we are not going to talk about any Thumb rule here. So, let’s get started.

How to decide policy coverage amount?

It often becomes tricky to narrow down a life insurance policy especially when there are tons of them available in the market. Learn how to analyze Key Ratios and choose the right policy for yourself. You no longer have to be dependent on anyone else for this!

Key Ratios

Health Insurance

With the rising medical costs and the fast paced life in the current times, a comprehensive health insurance policy is utmost. Along with that, there are certain plans that enhance this coverage. To know it all, watch this session till the end.

Health Insurance Explained

We’re not exaggerating when we say that COVID-19 has brought about some constructive changes in the Insurance space. In this video, let’s understand how the health insurance at a workplace functions and you need to maintain a balance between the two. Start watching now!

Corporate Health Insurance

A Guide to Settling Claims
When you have multiple health insurance policies, it becomes tricky to raise claims. Learn how you can strategically raise claims when the need arises. 

A Guide to Settling Claims

You would be surprised to know that there are plans that specifically cater to COVID-19 now. Earlier, this wasn’t the case. So let’s uncover how this pandemic changed the entire ecosystem of the Health Insurance world. Let’s get going!

How COVID changed Health Insurance for all

Other Non-Life Insurance Policies

Remember how Mr.Sharma bought his brand new Thar? Let’s see which kind of policy he purchased along with the Thar and understand the concept of Insured Declared Value (IDV) to make the right decision. Watch this session now!

Auto Insurance

Wondering why Kanji Bhai from ‘Oh My God!’ was unable to get a claim for his office due to the floods? Wel’, don’t you worry because we’ve got you covered! In this session, know all about the nitty gritties of property insurance in India. Let’s start!

Property Insurance - I

The soaring insurance premiums had hampered the capability of home owners to service their home insurance needs. In such turbulent times, IRDAI intervened by introducing a policy that you must check out in this video! Start now.

Property Insurance - II

I’m sure we all have read how war-like situations have led to immigrant students being stuck in foreign lands. Wondering how they can be helped without any resources? Well..watch this video to know more! Start now

Travel Insurance

Fundamentals of Insurance

Kunal, the co-founder of Upsurge.club, has a background in equity research and merchant banking, where he played a pivotal role in helping numerous companies raise millions of dollars. Notably, the companies he selected achieved remarkable returns of 8x-10x for the asset management company.

A little over 3% of people hold an insurance policy in India. Wondering why a majority of us do not have insurance against various risks we are exposed to? Well, the truth of the matter is that there is a lack of right knowledge and guidance of insurance policies in the market. That's where we aim to bridge the gap through this course. So without much ado, let's understand the universe of Insurance and learn how to select the right kind of policies in the market.

I think this is the most extensive course on insurance! It covers all types of insurances that are relevant.

Helped me figure which insurance is the best suited for me!

Fundamentals of Insurance

STOCK_MARKET

Purchasing Insurance policies is a very personal choice and in this course, we have exactly addressed this question! Join us at upsurge.club to make a correct decision for yourself and your loved ones.

Want to learn Fundamentals of Insurance? Upsurge's online Insurance course provides learning on insurance fundamentals, right insurance buying, ratio analysis and more.